• Skip to main content
  • Skip to primary sidebar

Cathy's Gluten Free logo

menu icon
go to homepage
subscribe
search icon
Homepage link
  • Start Here!
    • How My Skin Cleared Up
    • Gluten Free Guidance
  • Recipe Index
  • Meet Cathy
×
Home » Gluten Free Holiday Recipes

Modified: Jan 28, 2025 Published: Dec 16, 2024· Cathy Brak · This post may contain affiliate links ·

Home » Gluten Free Holiday Recipes

Easy Homemade Stovetop Hot Chocolate

Jump to Recipe

This rich, creamy hot chocolate is easy to make on the stovetop. Some melted, solid chocolate makes it more decadent without being overly sweet. Snuggle up and enjoy this special, yummy treat!

Recipe Inspiration

One very cold day last winter, as my husband and I explored the streets of Old Montreal (Vieux-Montréal), we ducked into a coffee shop to warm up. That's where we had the richest, creamiest, most beautiful cup of liquid chocolate ever! My aim in developing this recipe was to recreate the memory without drinking a whole melted chocolate bar every time I made it.

chocolate shavings sprinkled over whipped cream in red and white mug.
Jump to:
  • Recipe Inspiration
  • Gather Your Ingredients
  • Step-by-Step Instructions
  • Recipe Notes
  • Expert Tips
  • Serving Tips
  • How to Prep Ahead
  • Recipe FAQ's
  • Serve hot chocolate with...
  • Helpful Equipment
  • Recipe

I have long avoided dairy, but I'm starting to experiment with whole organic milk and cream again. This hot chocolate seems like a good reason to indulge!

Gather Your Ingredients

chopped chocolate on wooden board with small bowls of other ingredients behind.
  • Chocolate bar - I happened to have a Hershey's bar leftover from S'mores in my cupboard, but any better quality sweetened chocolate should be good
  • Raw sugar - I use unrefined cane sugar, organic when I can get it, and in as small amounts as possible.
  • Cocoa powder - unsweetened, 100% baking cocoa is what I tested in this recipe
  • Tapioca starch - also known as tapioca flour
  • Whole milk - It's important to use milk with the highest fat content available for the richest-tasting hot chocolate
  • Heavy whipping cream - This topping is essential for the satisfying experience we're after

Step-by-Step Instructions

  1. Assemble your ingredients. Chop up the chocolate finely so it melts quickly. This doesn't take long if the chocolate is already at room temperature.
white powder is poured into small saucepan containing some cocoa powder

2. Add the cocoa powder, raw sugar, and tapioca starch to a medium-sized saucepan.

a red whisk stirs chocolate slurry in saucepan.

3. Whisk them together with just enough milk to make a smooth slurry without any lumps.

milk is poured into the liquid in saucepan being whisked.

4. Stir in the remaining milk and cook, stirring constantly over medium heat until steam begins to rise.

chopped chocolate is added to cocoa in saucepan.

5. Add the chocolate and stir until it has melted. Turn the heat down low. Keep the hot chocolate warm, but don't let it boil.

whisk whipping cream in small pyrex measuring cup.

6. In a chilled container, whip the cold whipping cream with a little raw sugar until stiff, as seen in the picture.

hot chocolate in red mug with white snowflakes.

7. Pour the hot chocolate into a warm mug. Top with whipped cream and enjoy!

two red mugs with hot chocolate topped with whipped cream and shaved chocolate.

7. If you wish, top the whipped cream with a little extra shaved chocolate to make it extra pretty!

Recipe Notes

Usually, I test several variations of a recipe. However, after making this several times just as it is, I don't want to change a thing.

Expert Tips

Do not allow the hot chocolate to come to a boil, or you'll get a nasty skin on top of it.

Serving Tips

This recipe makes enough hot chocolate for two, but you can easily double it to serve four. Plan to serve it as soon as you make it.

How to Prep Ahead

Since you'll want to enjoy the hot chocolate right away, there are a couple of things you can do to save time at the last minute.

  • Measure out the milk and cream and keep them in the refrigerator.
  • Measure the dry ingredients and store them together.
  • Chop the chocolate.

Recipe FAQ's


What is the difference between hot chocolate and hot cocoa?

Hot cocoa is made with cocoa powder, while hot chocolate contains melted, solid chocolate and gives a more decadent mouth feel.

Serve hot chocolate with...

  • decorated gingerbread men scattered on white surface.
    Soft Gingerbread Cookie Recipe
  • chocolate chip cookies cooling on a wire rack with one cookie broken open
    Gluten Free Chocolate Chip Cookie Recipe
  • several golden balls spiked with flaked coconut and bottoms coated with chocolate all sitting randomly on white surface.
    Easy Gluten Free Coconut Macaroons
  • 3 windmill cookies on white plate, ceramic "wooden" shoes to side
    Gluten Free Windmill Cookies (Speculaas)

Helpful Equipment

You probably have everything you need to make this recipe: a knife, a saucepan, measuring cups and spoons, and a whisk. An electric hand mixture will whip up the cream easily.

One of the best ways you can help others to find good recipes and support your favorite food bloggers at the same time is by commenting and rating the recipe... Thank you!

Recipe

chocolate shavings sprinkled over whipped cream in red and white mug.

Hot Chocolate

This rich, creamy hot chocolate is easy to make at home on the stovetop in a few minutes.
5 from 1 vote
Pin Print (email required) Rate
Prep Time: 5 minutes minutes
Cook Time: 5 minutes minutes
Whip Cream: 2 minutes minutes
Total Time: 12 minutes minutes
Servings: 2 cups
Calories: 510kcal
Author: Cathy

Equipment

  • 1 Medium Saucepan
  • 1 Whisk
  • Electric beater
  • Measuring cups and spoons
  • knife
Prevent your screen from going dark

Ingredients

  • 1½ ounce milk chocolate bar sweetened, such as Hersheys
  • 2½ teaspoons raw sugar divided
  • 2 tablespoons cocoa powder
  • 2 teaspoons tapioca starch
  • 2 cups whole milk
  • ½ cup heavy whipping cream
  • shaved chocolate for garnish optional
US Customary - Metric

Instructions

  • Chop the chocolate up finely.
  • In a medium-sized saucepan, whisk together 2 teaspoons sugar, (Save ½ tsp. for the whipped cream), tapioca starch, and cocoa powder. Then pour in just a little milk and whisk until you have a smooth slurry with no lumps.
  • Stir in the remaining milk. Set the pan on medium heat. Stir constantly until it gets steamy. Don't let it boil.
  • Stir in the chopped chocolate until it melts.
  • Keep the milk warm while you whip the cream with ½ teaspoon sugar.
  • Pour the hot chocolate into 2 warm mugs and top each with whipped cream.
    Add a little shaved chocolate for garnish, if you wish.

Video

Notes

To keep hot chocolate as warm as possible, serve it in a warm mug. I fill mine with boiling water and let it sit while I prepare the drink. 

Nutrition

Serving: 1cup | Calories: 510kcal | Carbohydrates: 34g | Protein: 12g | Fat: 38g | Saturated Fat: 23g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 10g | Trans Fat: 0.01g | Cholesterol: 98mg | Sodium: 112mg | Potassium: 621mg | Fiber: 4g | Sugar: 26g | Vitamin A: 1281IU | Vitamin C: 0.4mg | Calcium: 360mg | Iron: 2mg

Reader Interactions

Comments

  1. Cathy Brak says

    January 13, 2025 at 11:43 am

    5 stars
    We love this drink everytime I make it!

    Reply
5 from 1 vote

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recipe Rating




This site uses Akismet to reduce spam. Learn how your comment data is processed.

Primary Sidebar

headshot of Cathy, smiling woman with medium-length gray hair.

Hi, I'm Cathy!

I enjoy developing delicious, nutritious gluten free recipes, simplified for creating at home.

Learn more...
cover of Coffee House Muffins to Make at Home on tablet, image of looking down on the tops of various muffins and cups of coffee

As featured in...

logos for Country Living, Foodgawker, Yummly, and A Canadian Celiac Podcast

Popular Recipes

  • two pieces of crispy, golden-browned battered fish on a black plate with a wedge of lemon and a lettuce leaf.
    Gluten Free Fish Batter Recipe

  • two bowls of creamy rice pudding with raisins on blue placemat.
    Rice Pudding with Cooked Rice

  • two bowls of chili with ground beef and chunks of red vegetable.
    Slow Cooker Chili Made in the Instant Pot

  • wedge of white vanilla cake with red strawberry filling and white frosting served on a black plate.
    Strawberry Jam Cake

Categories

  • Breakfast

  • Breads

  • Salad Recipes

  • Main Dishes

  • Desserts

  • Cookies and Snacks

Elimination Diet Meal Plan

Footer

^ back to top

About

  • Meet Cathy
  • Privacy Policy
  • Terms & Conditions
  • Accessibility Policy

Newsletter

  • Sign Up! for emails and updates

Contact

  • Contact

Copyright © 2025 CathysGlutenFree, all rights reserved

Rate This Recipe

Your vote:




A rating is required
A name is required
An email is required

Recipe Ratings without Comment

Something went wrong. Please try again.